Your New Hire Benefits

Get access to everything you need. View plan documents, contact information, find providers, and search your benefits all in one place.

Benefit Options

View Your Health & Voluntary Benefits

Learn more

How to Enroll

Know When and How to Enroll

Learn more

Helpful Resources

Contact Us With Questions

Learn more

It's Time to Enroll in Your Benefits

As a new employee, you have the opportunity to enroll in your company benefits and choose the coverage that best meets your needs and those of your eligible dependents. Some benefits require an election during your initial enrollment period, so be sure to review your options and submit your elections by the applicable deadline.

You must enroll within 30 days of your hire date. Benefits are effective the 1st of the following month if hired on the 1st-15th day, or on the 1st day of the 2nd month following your hire date if hired on the 16th-31st day of the month.

Waiving Coverage?

Employees waiving coverage may be eligible to receive a $30 per month opt-out credit. You will need to go into www.brevardbenefits.com to elect a waiver of coverage. If you do not do so within your new hire enrollment window or during open enrollment, then you will be ineligible for the opt-out credit. In addition, if you are eligible for Medicare or on the County’s health insurance through a spouse or parent, then you are not eligible to receive the opt-out credit.

How to Enroll

Benefits are more important than ever and we encourage you to spend extra time evaluating your benefit options. As such, we have partnered with EOI Service Company so you can enroll with the guidance of a professional benefit counselor. 

It is essential you speak with a benefit counselor to learn more about your benefit options. During your confidential appointment, the benefit counselor will:

  • Review your benefits options
  • Answer questions and provide additional information
  • Enroll you in your benefit selections

To schedule your telephonic benefit appointment, you can:

carousel-placeholder-three-4-3
asterisk Review Your Benefits
asterisk Speak With a Benefit Counselor
asterisk New Enrollment Process

Your Benefit Options

We are pleased to offer a comprehensive benefits program that gives you choice and flexibility so you can take charge of your physical, financial, and emotional well-being. For detailed information about each of the benefit plans and programs available to you and your family, click the down arrow for each benefit listed below.

Administered through Cigna & UMR

Because there is nothing more important than your health, we offer multiple medical plans through Cigna and UMR.

You have your choice of the following plans: 

  • EPO (UMR only)
  • PPO (Cigna & UMR)
  • PPO Preferred (Cigna Only)

Key Features

  • In-network preventive care, with services covered at 100%, including annual physicals, recommended immunizations, well-woman and well-child exams, flu shots, and more

  • Prescription drug coverage included

  • Annual limit on your expenses

Not sure which plan to pick? Estimate your out-of-pocket costs under each plan with the Decision Support Tool!

Telehealth Virtual Care

Your life is an adventure, and telehealth affords you the convenience of receiving care while on the go. Instead of spending your day and dollars at an Urgent Care or Emergency Room, connect with a board certified doctor over the phone or video chat to receive immediate and cost-effective care wherever life's journey may take you. All of Brevard County's medical plans include access to general medicine and mental health virtual visits.  

Plans Cigna UMR
Provider MD Live Teladoc Health

Administered by Cigna

Coverage for prescription drugs is included in all of Brevard County's comprehensive medical insurance plans. Prescription drug coverage is administered by Cigna as an in-network only benefit. To view a list of in-network pharmacies, visit mycigna.com or call at 1-800-Cigna24.

Important: The prescription drug plan has a separate annual deductible and out-of-pocket maximum.

Administered by Cigna

Keep a smile on your face and more money in your pocket with our dental plan. Having a dental plan that covers exams, X-rays, fillings and more can help you save money and live healthier.

Get the care you need with a dental benefits plan featuring Cigna. Select from three dental insurance plans that all cover in-network preventive care at 100%:

  • DPPO Low Option

  • DPPO High Option

  • DHMO Dental Care

Cigna Dental Oral Health Integration Program

This program is for customers with certain medical conditions that have been found to be associated with gum disease and other oral health conditions. The Cigna Dental Oral Health Integration Program reimburses out-of-pocket costs for specific dental services used to treat gum disease and tooth decay. There's no additional cost for the program - if you qualify and enroll, you get reimbursed!

Cigna Dental Oral Health Integration Program

Administered by Davis Vision

Even if you don’t wear glasses, regular visits to your eye doctor are important to your overall health. That’s because a routine eye exam can often detect early signs of serious health conditions like diabetes.  A group vision plan makes it easier to get the care you need and lower your costs.

All plans cover annual exams, lenses and frames, or contacts in lieu of glasses. Select from two vision insurance plans through Davis Vision.

Administered by Medcom

Save tax dollars and tap into future savings through an FSA. Determine your per paycheck contribution in the beginning of the year, and then spend those funds on qualified health expenses or dependent care expenses as needed before the plan year ends. Important: This is a use-it or lose-it benefit, meaning if you contribute more than you spend in the year, then you will forfeit any unused monies.

Healthcare Flexible Spending Account: 

During open enrollment, you set amounts for the upcoming year (minimum $240 – maximum $3,400) based on an estimated amount of medical expenses for the upcoming year. The amount is divided by the number of pay periods in the year and then redirected from each paycheck – before taxes – into your account. You can use it to pay for out-of-pocket medical, dental & vision expenses as well as certain over the-counter medications.

Dependent Flexible Spending Account:

Dependent FSA's can be used to pay for child or adult day care expenses while you and your spouse work or attend school. The money you contribute to your dependent care FSA is deducted from your paycheck over 24 pay periods and deposited into your account. The total funds you contribute annually are not immediately available at the beginning of the plan year. This is an important difference between a dependent care FSA and a health care FSA. As soon as you have money in your dependent care FSA, you can use it to pay for eligible dependent care expenses. The maximum contribution annually is $7,500.

Administered by Medcom

Save tax dollars and tap into future savings through an FSA. Determine your per paycheck contribution in the beginning of the year, and then spend those funds on qualified health expenses or dependent care expenses as needed before the plan year ends. Important: This is a use-it or lose-it benefit, meaning if you contribute more than you spend in the year, then you will forfeit any unused monies.

Healthcare Flexible Spending Account: 

During open enrollment, you set amounts for the upcoming year (minimum $240 – maximum $3,400) based on an estimated amount of medical expenses for the upcoming year. The amount is divided by the number of pay periods in the year and then redirected from each paycheck – before taxes – into your account. You can use it to pay for out-of-pocket medical, dental & vision expenses as well as certain over the-counter medications.

Dependent Flexible Spending Account:

Dependent FSA's can be used to pay for child or adult day care expenses while you and your spouse work or attend school. The money you contribute to your dependent care FSA is deducted from your paycheck over 24 pay periods and deposited into your account. The total funds you contribute annually are not immediately available at the beginning of the plan year. This is an important difference between a dependent care FSA and a health care FSA. As soon as you have money in your dependent care FSA, you can use it to pay for eligible dependent care expenses. The maximum contribution annually is $7,500.

Administered by Symetra

Accident Coverage

When you suffer an accident such as a burn or broken bone, Accident Insurance through Symetra provides a lump-sum cash benefit based on your injury(s) and the treatment you receive. These benefits are paid on top of what your health insurance covers and can be used at your own discretion. You will also receive an additional 25% on each benefit for injuries sustained in an organized sport. Enroll without answering medical questions! And every year when you complete a qualified health screening, you are eligible for a $100 Wellness Benefit.

Critical Illness

Critical Illness Insurance through Symetra provides a lump-sum cash benefit to help pay for out-of-pocket medical expenses or any other bills that need attention, including rent or groceries. Covered conditions include heart attack, major organ failure, kidney failure, stroke, cancer, and more. Benefits are paid on top of what your health insurance covers, and can be used at your own discretion.

During this enrollment period, you can enroll without answering medical questions! And every year when you complete a qualified health screening, you are eligible for a $100 Wellness Benefit. This annual cash benefit may cover this plan's monthly cost for several months!

Hospital Indemnity

Even with health insurance, a stay in the hospital can become costly quickly as out-of-pocket charges begin to add up. Hospital Indemnity Insurance through Symetra can reduce the financial and emotional stress of a hospital stay by providing a lump sum cash benefit directly to you that can be used however you need, whether that’s for coinsurance or childcare.

Benefits are paid on top of what your health insurance covers and can be used at your own discretion. This plan may also be a wise decision if you are pregnant or planning for a baby, as it can help cover the costs of admission for a hospital childbirth and post-childbirth hospital stays. Newborns are automatically covered for the first 31 days after birth, provided a parent is enrolled in the plan on the date of birth.

Enroll without answering medical questions! And every year when you complete a qualified health screening, you are eligible for a $100 Wellness Benefit. This annual cash benefit may cover over 98% of this plan’s annual cost!

Helpful Resources

Explore helpful resources to better understand your benefits and make informed decisions. Review your Employee Benefit Guide and important plan information for details about your coverage, costs, and available resources. 

Your complete guide to plan options, costs, and coverage details for the upcoming plan year.

View Benefits Guide

We’re required to tell you about certain rights and responsibilities you have as an employee of Brevard County Government. You can request a paper copy at no charge from:

Rebecca Stormheart
321-637-5454
rebecca.stormheart@brevardfl.gov

Click here to down notices and disclosures.

Save Money When You Use Preferred Providers!

Click here to download the preferred provider guide.